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FAQ

HOW DO I KNOW IF I HAVE DAMAGE OR NOT ?

ARE THERE FORMULAS FOR DETERMING HAIL DAMAGE ?

HOW DO I KNOW IF I HAVE DAMAGE OR NOT ?

Since damage cannot be seen from the ground, you will need to hire someone to look at it. Although there are an abundant of roofers ready to serve you, it is better to get someone with the proper qualifications that is recognized by the insurance industry.

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HOW ARE ASSESSMENTS DONE ?

ARE THERE FORMULAS FOR DETERMING HAIL DAMAGE ?

HOW DO I KNOW IF I HAVE DAMAGE OR NOT ?

When a claim is filed , an insurance company will hire an independent company to inspect your property. The individual  is not permitted to share any information with you following the inspection. His role is basically a messenger, providing photos  to an office adjustor, who will ultimately approve or disapprove your claim. 

ARE THERE FORMULAS FOR DETERMING HAIL DAMAGE ?

ARE THERE FORMULAS FOR DETERMING HAIL DAMAGE ?

ARE THERE FORMULAS FOR DETERMING HAIL DAMAGE ?

Unfortunately, there are no formulas for determining whether or not your roof has been damaged by hail. Conclusions are purely opinion-based.

HOW DOES HAIL AFFECT MY ROOF?

WILL MY INSURANCE PREMIUM INCREASE IF I FILE ?

ARE THERE FORMULAS FOR DETERMING HAIL DAMAGE ?

Hail impact to an asphalt shingle will cause an acceleration of aggregate loss. Anotherwards, the life expectancy of your roof  has been compromised.

WILL MY INSURANCE PREMIUM INCREASE IF I FILE ?

WILL MY INSURANCE PREMIUM INCREASE IF I FILE ?

WILL MY INSURANCE PREMIUM INCREASE IF I FILE ?

NO ! Since storm damage is an act of God, filing this type of claim will not affect your premium. 

HOW MUCH TIME DO I HAVE TO FILE?

WILL MY INSURANCE PREMIUM INCREASE IF I FILE ?

WILL MY INSURANCE PREMIUM INCREASE IF I FILE ?

 The statue of limitations in NC and SC is 3 years, but a lot of insurance companies in recent years  have allowed even more time. To be certain, you will need to check your policy's declarations to see if there is a time limit for filing . 

WHAT IF I WAS DENIED IN THE PAST ?

WHAT IF I WAS DENIED IN THE PAST ?

WHAT IF I WAS DENIED IN THE PAST ?

 If it has been more than 3 years, we can

file a new claim. More recent claims CA be reopened.

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